Today’s News
The Disqualification Files
9 Year Disqualification for Bounce Back Loan Wrongdoing Regarding a £50k Lloyds Bank BBL and Perhaps Putting “Fresh Air Concept” On His Accounts Which Investigator Uncovers is the Name of an Outdoor Adventures Sports Retailer in Canada Was Not the Best Idea
Yet again it has been discovered that another Company Director as shown in this case has permitted all manner of wrongdoing with regard to a £50k Lloyds Bank Bounce Back Loan, which explains his 9-year disqualification. […]
League of Shame
League of Shame
Starling Bank Bounce Back Loan Write-Offs, Guarantee Claims, Forbearance, Complaints and Proven Cases of BBL Fraud/Wrongdoing
Starling Bank came in sixth place as the Bounce Back Loan lender that lent the most during the lifetime of that scheme, Lord Agnew has accused them of all manner of dodgy/shady going-on, whether they are guilty of such or not, time will tell. Find out how they are handling BBL Arrears, Defaults and claiming on the BBL Government Guarantee. […]
League of Shame
Capital on Tap Bounce Back Loan Write-Offs, Guarantee Claims, Forbearance, Complaints and Proven Cases of BBL Fraud/Wrongdoing
Capital on Tap came in seventeenth place as the Bounce Back Loan lender that lent the most during the lifetime of that scheme and having only given out 661 BBL’s they have already been paid back via the guarantee 154 of them. Find out how they are handling BBL Arrears, Defaults and claiming on the BBL Government Guarantee. […]
League of Shame
Santander Bounce Back Loan Write-Offs, Guarantee Claims, Forbearance, Complaints and Proven Cases of BBL Fraud/Wrongdoing
Santander Bank came in fifth place as the Bounce Back Loan lender that lent the most during the lifetime of that scheme, they are showing no mercy whatsoever if they suspect you of doing something wrong when applying for or after getting one of their BBL’s. Find out how they are handling BBL Arrears, Defaults and claiming on the BBL Government Guarantee. […]
This is a new subscriber’s special section of the website all BBL Lenders are listed along with an insight into how they are handling Arrears, Defaults, Suspected Fraud and BBL Wrongdoing, and just what progress they are making claiming on the Government Guarantee and just what, when known, they have been paid out those guarantees for. Click HERE to take a look at the BBL Lenders League of Shame Directory.
Compensation
Compensation
Feel Like You Have Been Mis-Sold Your Bounce Back Loan? Convinced There are Red Flag Compliance Issues With Your BBL? Get It Checked Out in Real-Time, as Compensation Is Flowing.
Please have a read of this article, it’s a long one, but introduces a new and very simple way that you can check whether your BBL has any red flag compliance issues, using a state […]
Special Reports
Subscriber Special
Been Told You Are Being Pursued for a Disqualification When Liquidating Your Company for Bounce Back Loan Wrongdoing, Such as Over-Estimating Your Turnover? I Have Seen Proof Those Decisions Can Be Overturned
Ok, this news update is important, and will, I know, only be of interest to a minority of people, but I want you to read and digest the contents, if you have sadly been forced to take the insolvency route with a Bounce Back Loan still owing, and have been told by the Insolvency Service you have committed wrongdoing, such as over-estimating your turnover and are being pursued for disqualification as “punishment”. […]
Subscriber Special
Credit Reference Agencies Responses to My Request for Detailed Information on Why Bounce Back Loans Do Not Appear on Credit Files or Do Not Seemingly Appear on Credit Files
I have asked all Credit References for an explanation, as to why Bounce Back Loans do not seemingly appear on Credit Files, I will be updating this page with their responses as they come in, and so far, these are the responses that I have received. […]
Subscriber Special
Mystery of Bounce Back Loans and Credit Files Solved? The Official Reason Why You Often Cannot See Your BBL on Credit Files
Ok listen up my lovelies I may have got to the bottom of the ongoing mystery of Bounce Back Loans and whether they show on credit files or not. […]
Subscriber Special
The Letter You Can Expect If you Miss Your Bounce Back Loan Repayments With Conister Bank Just Before They Demand The Entire BBL Back and Put You Into Default
Here is the standard letter that Conister Bank will send out to everyone who misses their Bounce Back Loan repayments, be aware that three missed repayments are usually deemed to be the trigger for a demand for full repayment and a default letter. Read more on your options and how enforcement of the BBL debt is not usually forthcoming […]
Subscriber Special
The Letter Lloyds Bank will Send You If They Think You Have Blagged a Bounce Back Loan from Them
As lenders try and mop up the mess caused by them offering Bounce Back Loans, today I will show you the letter that Lloyds Bank send those they suspect of blagging a BBL from them which includes details of what happens next. […]
Subscriber Special
Expect Contact from Dresden Fairfax Solicitors if You Miss Your Starling Bank Bounce Back Loan Repayments and Go Into Default This is the Letter They Send
Many people are telling me Starling Bank are offering to consider putting into place a repayment plan if you fall behind with your BBL repayments, as they are obliged to do, here is what they require, and also the letter you can expect from their debt collector if Starling put you in default: […]
Subscriber Special
Barclays Using Credit Style Debt Collectors to Chase Their Bounce Back Loan Recipients That Miss Payments and Go Into Default Take a Look at The Letter They Send Out
This quick guide will let you know what to expect along with a copy of the letter they tend to send out when you end up in arrears with your Bounce Back Loan and Barclays demand it back and default you. […]
Subscriber Special
Subscriber Special – A Glimpse Into How HSBC Designated Bounce Back Loan Debt Collectors “Moorcroft” Are Wording The Letters They Send Out When That Lender Puts You Into Default
I know many of you are waiting for the day when your Bounce Back Loan goes into default, and it is usually after 3 missed BBL repayments that the lender will send you out a demand for full repayment and then put you in default. […]
Subscriber Special
Subscriber Special – Watch Unseen Footage Revealing the Apparent Official Story on the Mystery of Why Bounce Back Loans Are Not Showing on Credit Files – Do You Believe It?
What better way to try and discover why Bounce Back Loans are not currently showing on credit files than asking the Government Department tasked with overseeing that scheme and the organisation representing most of the BBL lenders. Ask them I did, and here is the footage of that conversation, make up your own mind on whether you believe the answer given. […]
Subscriber Special
Banks Asking Some Bounce Back Loan Recipients to Verify Business Turnover and Advising Them They May Share Information Supplied on the Original Application with HMRC to Check If It Is All True and Valid
Here is a copy of a letter sent out to Barclays customers, but you can be assured all the other Bounce Back Loan lenders will be following the same route, if they have suspicions you over-egged your turnover to get a bigger BBL than you were eligible for. […]
Subscriber Special
Subscriber Special – Guide to Bounce Back Loan Related Account Reviews and Safeguarding – Odds-On They Will Ultimately Demand the BBL Back
Here is my guide for those of you who are experiencing an account review or safeguarding exercise with Santander or HSBC or for that matter any of the other Bounce Back Loan lenders. It will let you know what they are up to and what to expect. […]
Subscriber Special
Insight Into the Mysterious World of Low, Mid and Top Tier Bounce Back Loan Fraud and Why Certain Aspects are Being Overlooked as Possible Applicant Error
Many of you may have missed the information below which came to light at the end of last year, which gives an insight into the “tiers” each type of suspected or proven Bounce Back Loan fraud is classified as. […]
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More BBL Madness
Popular Updates
BEIS Led By Kwasi Kwarteng Appear Not Arsed About the FCA Report Into Lenders Abusing BBL Customers – The FCA However Are Eager to Talk they Know BBL Lenders are Scamming the Scheme
“The FCA (Financial Conduct Authority) is a part of the government and BEIS (Department for Business, Energy & Industrial Strategy) is also a part of government, and so we would not provide a commentary on another part of government’s report” was the reply I got after asking BEIS for a comment on the shocking report compiled by the FCA regarding abuse of SME customers and those with a Bounce Back Loan. […]
Popular Updates
The Financial Conduct Authority Drops a MOAB On The Bounce Back Loan Scheme Revealing All Manner of Shady/Dodgy Goings-on With Lenders Behind the Scenes
What a surprise, having taken 100’s of calls already on my Fireside Chatline, and spoken to no end of people being treated appallingly by Bounce Back Loan Lenders and/or their third-party agents, the latter who seem equally as gormless/clueless in many instances as the bank staff, the FCA have just dropped a Mother of All Bombs on the already imploded BBL Scheme. […]
Popular Updates
Are BBL Lenders Aiding and Abetting Fraudsters and Making Identity Crime Victims Unaware They Have Been Victim of BBL Fraud with their Account Reviews, and Ensuring Their Guarantees are Safe by Not Registering BBL’s on Credit Files?
There have already been cases before the courts in which people have been convicted of applying for and getting Bounce Back Loans using the details of businesses, they are not the Owner/Director of. However, one must question the logic of some banks not registering […]
Popular Updates
SME’s Admit to Being Threatened and Intimidated By Third Parties Who Initially Approached Them Posing as an “Accountant” or “Broker” and Offering to Apply for a Bounce Back Loan for Them for a Percentage of the Loans Value
I have compiled this article today for I want those bank bosses, members of Government and everyone else in one way or another linked and associated with the Bounce Back Loan scheme who read this website daily, to read it and digest what I am saying. […]
Popular Updates
Multiple Reports of Madness with Santander Account Reviews and HSBC Safeguarding Reviews Leading to Demands for Full Repayment of Bounce Back Loans and Even CIFAS Markers
OK, listen up, if you have received an infamous HSBC “Safeguarding review” which they ridiculously send via email so many people miss getting them, or Santander are putting you through one of their equally infamous “account reviews” you need to be aware of what they can do if you do not respond. […]
Popular Updates
Gobsmacking Case in Which an HSBC Customer Felt Ripped Off When a Branch Manager From That Bank Invested Funds from His Bounce Back Loan in Cryptocurrency and Won’t Give Him the Money Back – Ombudsman Decides Its Not the Banks Fault!
Just have a read of the following case, it will show you, if nothing else, just what strange things happened regarding the Bounce Back Loan scheme. Please do not choke on your coffee when reading it. […]
The Kraken Files
Kraken Files
My New Books – “The Journey to Getting a Bounce Back Loan Written Off” and “Bounce Back Loan Kraken Files – Volume One” – Paperback or Kindle Editions – Order Your Copy Today
You can now order either or both of my two new books on Amazon, be aware that they are available as paperback or Kindle editions. The Journey to Getting a Bounce Back Loan Written Off […]
Cases of BBL Wrongdoing
The Disqualification Files
9 Year Disqualification for Bounce Back Loan Wrongdoing Regarding a £50k Lloyds Bank BBL and Perhaps Putting “Fresh Air Concept” On His Accounts Which Investigator Uncovers is the Name of an Outdoor Adventures Sports Retailer in Canada Was Not the Best Idea
Yet again it has been discovered that another Company Director as shown in this case has permitted all manner of wrongdoing with regard to a £50k Lloyds Bank Bounce Back Loan, which explains his 9-year disqualification. […]
The Disqualification Files
Over-Egging Turnover to Get a Lloyds Bank £50k Bounce Back Loan and Not Providing Accounts to Show Where those Funds Went Lands Company Director with an 11 Year Disqualification
A £50k Lloyds Bank Bounce Back Loan will soon be heading for the guarantee claim if it hasn’t already, as the Company Director in this case not only over-egged her turnover to get it, but did not supply accounts to the Liquidator to show where the money went. […]
The Disqualification Files
10 Year Disqualification for NatWest £50k Bounce Back Loan Recipient Who Over-Egged Turnover and Used the Loan For Personal Benefit
Maybe some people thought that bagging a Bounce Back Loan by over-egging their turnover and using it for personal benefit would not come to light when taking the Insolvency route, but as this case proves, such wrongdoing often does come to light and ends up with a long disqualification, which by the way was 10 years regarding the Company Director in this case. […]
The Disqualification Files
A Couple More Co-Directors Get 6 Year Disqualifications for Getting a Barclays £50k Bounce Back Loan, Sharing it Out Between Themselves and Using it for Personal Benefit
I am getting the feeling, that the next set of BBL guarantee claims that will be announced next year, if they are not suppressed or delayed, will, if they include the claims put in by the bigger BBL lenders (the last lot of figures didn’t) will be off the scale, looking at cases such as this one and the similar ones coming to light. […]
The Disqualification Files
Bagging a Huge Local Authority Grant and Using It for an Associated Company and Leaving £50k Owing to Metro Bank Sees a Company Director Get a 6 Year Disqualification
Those of you who didn’t get a penny in emergency grants from your local council will be feeling sick to the stomach when you discover what this Company Director did with the grant they managed to secure from their council. […]
The Disqualification Files
It’s the First Time I Have Seen a CBILs Turning Sour Due to Director Wrongdoing, and the One Associated with this Loan Has Just Received a 7 Year Disqualification
With the banks taking a small percentage of the risks associated with CBILs loans, rather that the Government giving the lender a 100% guarantee as with Bounce Back Loans, it is HSBC who has just seen the loan in the following case turning sour and as such is left to eat up a chunk of that loss. […]
The Things They Say
The Things They Say
The Often Bumbling and Befuddled Looking Tom Scholar From HM Treasury Announces Much Higher Bounce Back Loan Scheme Suspected Fraud and Error Figures Than The Banks
As you will see in the following correspondence made public today, HM Treasury is estimating much higher fraud and error figures in the Bounce Back Loan scheme than the actual BBL lenders, who are eager and doing all they can to keep those figures around the 1% to 2.5% range. […]
The Things They Say
CEO of The British Business Bank’s Latest Correspondence with the Commons Treasury Committee About Fraud and Errors in the Bounce Back Loan Scheme
Here is the response of the CEO of the British Business Bank to questions posed about the Bounce Back Loan Scheme at a recent Treasury Select Committee meeting. […]
The Things They Say
Tom Scholar Confirms His Arch Enemy Lord Agnew Was Right and a Slew of BBL State Guarantee Claims Will Have Landed at the British Business Bank Two Days Ago
Lord Agnew sure did reveal all manner of nonsense surrounding the powers that and the Bounce Back Loan scheme recently, and word has it he hasn’t finished dishing the dirt. […]
Need a Chat?
Helpline
Mr Bounce Back “Fireside Chatline” Need Someone to Talk to? Give Me a Call
Do not sit there worrying alone, if you have something worrying you about your Bounce Back Loan, feel free to give me a call you can do so in complete confidence and it will be […]
Police BBL Investigations
BBL Door Kicker Files
Door-Kicking Bounce Back Loan Police Squad Appear in Dunmow and Ilford and Arrest Two People for Conspiracy to Commit Fraud and Money Laundering Offences
Two more being have been bundled off by the Bounce Back Loan police squad, this time over in Ilford and Dunmow. […]
BBL Door Kicker Files
Mad Dash to Heathrow Airport by the Bounce Back Loan Door Kicking Police Team to Arrest Two People for Alleged BBL Fraud Who End Up Being Bailed
You just never know where they will turn up next, and here is a case involving the Bounce Back Loan door kicking police squad which saw them make a couple of arrests at Heathrow Airport. […]
BBL Door Kicker Files
Bounce Back Loan Police Door Kickers Head Up Yorkshire Way and Arrest a Man for Applying for Multiple BBLs
They have been out in force again, this time the BBL Police Team have been out and about in the Yorkshire and Humberside area. […]
BBL Door Kicker Files
One Person Fled the UK To Avoid the Bounce Back Loan Fraud Squad But Four of Their Alleged Conspirators Get Arrested
Bradford is another town that the door kicking Bounce Back Loan fraud squad visited recently as part of their investigations into yet another BBL scam, and whilst there they carted of several people who allegedly bagged at least £150k in BBLs. […]
BBL Door Kicker Files
Local Council Business Grant Fraud and BBL Fraud Continues to Be Investigated With An Alleged Stockport Based Fraudster Being Arrested
You just never know where the Bounce Back Loan and Business Grant fraud investigation team are going to visit next, and today’s case looks at a recent visit to Stockport by that team who carted of a woman they suspect of blagging £10k. […]
BBL Door Kicker Files
Alleged Blackburn Based Business Grant Blagger Gets Their Collar Felt By The BBL Fraud Squad
The police department set up to investigate Bounce Back Loan fraud are also tasked with investigating local council business grant fraud too, and they certainly have their work cut out with so many people having tried to rip off the various grant schemes that Rishi put in place, and Blackburn is another town they recently visited as today’s case reveals. […]
Take a Look
Must Read
Finally Revealed – The Process For Recovering Overdue Bounce Back Loans As Agreed Between the Government and Lenders
The closely guarded secret that being the process that has been agreed between Bounce Back Loan lenders and the Government regarding the entire collections/recoveries procedure that must be followed has finally been revealed, come and take a look. […]
BBL Complaints and Outcomes
BBL Complaints and Outcomes
Ombudsman Takes 20 Months to Decide Not to Uphold a Complaint Regarding a Declined Santander Bounce Back Loan Application as They Say The Lenders Could Demand to Ask for Proof of Turnover Even Though It Was Self-Declared
If you need proof of just how pathetically slow the Financial Ombudsman Service can be regarding Bounce Back Loan complaints, then take a look at this one, which ultimately they decided not to uphold by trotting out the usual excuses. […]
BBL Complaints and Outcomes
Barclays Telling a Business Owner to Change His Business Structure When Applying for an Account to Get a BBL Was Unfair But Forcing Him to Visit a Branch When No Appointments Were Available then Ultimately Changing Their Rules Resulting in Him Not Being Eligible for a BBL Anyway Was Permitted Says the Ombudsman
Believe it or not the Financial Ombudsman Survive are still working through Bounce Back Loan related complaints, and here is another one they have just upheld, which reveals the saga, nonsense, and inconvenience Barclays put a customer through, including them amending their rules so he couldn’t get a BBL anyway, which has resulted in compensation being awarded. […]
BBL Complaints and Outcomes
HSBC Review and Block Customers Account, Then Demand Repayment of Bounce Back Loan and Snatch a £10k Furlough Payment Meant for His Company’s Employees to Repay Overdraft and the BBL – Ombudsman Says They Can Keep the Furlough Money But Awards a Paltry £550 Compensation
I often wonder if Ombudsman working for the Financial Ombudsman Service have any real-life experience of running a business, for often they side with a bank on complaints they receive stating the terms and conditions hidden away allow them to pull all manner of stunts. Here is a case and its ruling that has just been given which lays out a story I hear day after day about HSBC and other banks that are part of the BBL scheme. […]
Bank Bosses Have Their Say
Bank Bosses Have Their Say
Bank Bosses Say the Craziest Things Episode Five “Exaggerating Turnover is Fraud”
When it comes to the Bounce Back Loan scheme, some people working for certain lenders are famed for never being able to shut up and can often spout all manner of nonsense when being quizzed […]
Bank Bosses Have Their Say
Bank Bosses Say the Craziest Things Episode 9 “Communication, Help and Guidance is Really Important”
It is one thing saying something, but whether you truly mean it is another. With that in mind today as part of my ever growing “bank bosses say the craziest things” series of videos, I […]
Bank Bosses Have Their Say
Bank Bosses Say the Craziest Things Episode Three “Those We Declined Complained on Social Media”
This is episode three of my new series of videos in which you can watch one of several different bank bosses squirm and try and talk themselves out of making themselves and their respective banks […]
