My Never Ending Barclays Bounce Back Loan Application

Emergency Fundraiser

Bounce Back Loan Helpline

Due to huge demand and lack of resources, on November the 9th 2024, I will be changing the helpline number and making it available to Subscribers and those who have made a Donation only. I kept it free and open to everyone for as long as I could possibly afford to, but alas, I can no longer afford to do so. Therefore if you cannot afford to subscribe or donate and need a chat but have been putting off calling, please do so before that date. Those who have donated/subscribed to the website, I am here for you, as I have been for the last almost 5 years, give me a call any time. – Mike

Hey! You’re doing great work….

4 times now Barclays have instigated DM chat with me, they’ve asked how they can help, I outline the issue, then they just ghost me.

What is also concerning is that Starling have made it a hoop jumping exercise by wanting page after page of paperwork (government said this is not to be done) and seem to be declining people just for the fun of it, as well as carrying out Experian searches, again against government direction.

Between Barclays (who I still can’t apply with) and Starling (who I will apply with but have very little confidence) I honestly feel I’m going to “fall through the net”

I really don’t understand what Barclays problem is though…. they simply won’t say what the issue is and if they will resolve it.

It’s just so unclear, is it a case of a phone call, or like someone at Barclays said the “we need to talk to you” will suddenly disappear.

It’s poor to see some lenders shamelessly operating outside the terms of the scheme though, asking for page after page of paperwork, or Tide who are saying it’s a “pre approved” process where they will estimate turnover. How can that work for new customers or people who traded elsewhere??

Once allowed on to it, the Barclays application process is very easy, and the best I’ve seen given what others have reported.

Select business, manually input address and phone number, confirm turnover and amount to be borrowed, click a couple of check boxes.

After that you get terms and conditions, direct debit form (pre-filled in) and a few more statements to tick. The loan offer and contract then comes up, you sign and date the contract, and it’s done.

Credit where due, it’s good, you get the contract to sign there and then, you know you’re accepted, and it’s just a case of waiting…