Here is a Template Letter/Email You Can Use When Making a Final Settlement Offer as Per the “BBL Defaulter Discounts” That Some Bounce Back Loan Lenders Are Offering, If You Want to Submit a Lower Offer Than the Initial Discount Amount Offered by BBL Lenders and/or Their Nominated Debt Collectors, or You Wish to Make an Offer Before Being Offered Or Even If You Haven’t Been Offered a Discount By ANY Lender When In Default