Six Lenders Still Not Offering Bounce Back Loan Tops Ups

It’s the quietest day of the week today when it comes to updates, payments and the processing of Bounce Back Loans and BBL Top-Ups, however I want to give you a quick update on the lenders that have now been given the approval to offer Top-Ups, as a few more have now been approved to do so.

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Here are the lenders which can offer Top-Ups but be aware that even though they do you are still going to face delays with most of them. Whilst applying for a top-up can be done in less than a minute with most of the following lenders, most of them are taking an absolute age processing them and then paying top-ups out:

  • Adam and Company
  • AIB
  • Arbuthnot Lathom
  • Bank of Ireland UK
  • Bank of Scotland
  • Barclays
  • Capital on Tap
  • Clydesdale Bank
  • Coutts
  • Danske Bank
  • HSBC
  • Investec
  • Lloyds
  • NatWest
  • Paragon
  • Santander
  • Skipton Building Society
  • Starling Bank
  • The Co-Operative Bank
  • Royal Bank of Scotland
  • TSB
  • Ulster Bank
  • Yorkshire Bank

The following lenders still have not been approved to offer top-ups, which is somewhat pathetic given as it will soon be three weeks since lenders were allowed to offer them:

  • Close Brothers
  • Conister
  • Funding Circle
  • Metro Bank
  • Tide
  • GC Business Finance

Reminder about Third SEISS Grant

Just a reminder there is one more sleep until applications for the third SEISS grant open (30 November 2020). Make your claim if you are eligible from the date they give you either by email, letter or within the Gov Gateway service:

https://www.gov.uk/guidance/claim-a-grant-through-the-coronavirus-covid-19-self-employment-income-support-scheme