Subscriber Special Reports

The saying “you couldn’t make it up” is likely to enter your head as you work your way through the following articles, as some of the twists and turns of the Bounce Back Loan scheme they cover, defy all human logic!

Please grab a coffee, tea or even a sherry then have a good, long look through each of the Subscriber Specials articles, as I am confident many of them will cover topics that you associate with or may be affected by.

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BBL Complaints and Outcomes

After HSBC and NatWest’s BBL Online Application Forms/Platforms Were Found to Have Been Full of Bugs and Errors It’s Now Been Revealed Santander’s Was Too and the Government Have the Brassneck to Try and Threaten People with the Public Sector Fraud Authority – It’s as Bad as the Post Office-Horizon Scandal – If Your BBL is in the Wrong Business Name, Ask Louise the Ombudsman to Get it Written Off

October 23, 2025

It’s a scandal that I did warn the Labour of, before they got into power, but alas it is still rumbling on, and I know a lot of people are affected, but sadly a lot of them are unaware they can get it sorted out. […]

Subscriber Special Reports

The Financial Conduct Authority Respond to My Complaint Telling Me That Whilst Lenders Cannot Breach Their Rules and Guidelines on Bounce Back Loan Recoveries That Lead to Suicides and Mental Health Crises, the Government, Acting on Behalf of those Lenders Can Freely Breach Those Rules

October 13, 2025

I can see from the information you’ve provided that your main concerns are around HM Government concerning what you believe are serious and apparent breaches of our published guidance on the Bounce Back Loan Scheme (BBLS). […]

Subscriber Special Reports

I Have Lodged with the Financial Conduct Authority a Formal Complaint Regarding HM Government’s Voluntary Repayment Scheme for Bounce Back Loans and the Labour Party’s Public Statements – Re Serious Breaches of FCA Guidance on CONC 7 Compliance

October 10, 2025

Require the Government to suspend coercive elements of the scheme (e.g., threats of prosecution tied to the December deadline) and mandate integration of PAYG options, debt advice referrals, and vulnerability screenings as per your guidance. […]