Planning Ahead Archives

When Bounce Back Loan Lenders Can and Can’t Come after Your Home (Principal Private Residence) and/or Your Car (Primary Personal Vehicle) and Use Funds from Such as Part of Their Standard Non Fraud Related BBL Recoveries Process

January 23, 2026

Here are the key principles which relate to Principal Private Residences (PPRs) and Primary Personal Vehicles (PPVs) of Borrowers. […]

BBL Lenders Have Responded to My Urgent Requests for Clarification on the Annual Statements That Have Started to Be Sent Out, That Show the Amount Still Owed When a BBL is Not Being Pursued Due to Vulnerabilities or When a Defaulter Discount Has Been Agreed and Paid – Read What They Have Said (It’s Good News)

January 23, 2026

I have been badgering quite a few Lenders this past week or two asking them why, when BBLs are not being pursued any longer due to customer vulnerabilities or when a customer has agreed and paid a final settlement (BBL Defaulter Discount) the amount left unpaid is still showing on the annual statements that borrowers have started to receive for the very first tim […]

The PSFA are Currently Chasing “Blaggers” Who Got Multiple BBL’s, However, I Can Reveal that the Government, Due to the Complexities of the Interpretation of the Word “Group” in the Guarantee Agreement Which was Causing Confusion to Lenders (and Applicants) They Amended Their Guidance to Lenders Weeks After the Scheme Launched,

January 5, 2026

Whilst I am sure the Government wouldn’t be so evil as to go after those in a Partnership, LTD Company Directors and Sole Traders who innocently got one BBL for each of their multiple companies or businesses, it is best that you are armed with the facts if they do, and with that in mind here is a document that has never been revealed before to anyone bar the Government and BBL Lenders, which could and would have stopped people, from making an innocent mistake. […]

Planning Ahead

When Bounce Back Loan Lenders Can and Can’t Come after Your Home (Principal Private Residence) and/or Your Car (Primary Personal Vehicle) and Use Funds from Such as Part of Their Standard Non Fraud Related BBL Recoveries Process

As We Wait for the Strike Off/Dissolution Unblocking Mechanism for LTD Companies with an Unpaid BBL to be Put in Place, Here is an Insight into the Options, Problems, Risks and Possible Solutions Currently Being Discussed and Evaluated by the Powers that be

What to do if Your Bounce Back Loan Mischief, Skulduggery or Even a Simple Mistake When Applying for it Comes Back to Haunt You in 2026 – Plus Dates and Schedules for BBL Enforcement Action and Write-Offs Coming This Year

Here is a Copy of the Letter the Public Sector Fraud Authority Have Sent Out to The Initial Batch of Suspected Bounce Back Loan Blaggers – Check to See What They Offer You and/or the Threats They Use and the Timeline You Have