Year: 2026

Current State of Play

Current State of Play with the Bounce Back Loan Write-Off Mechanism and How the Government are Bringing About the “End State” for the BBL Scheme – Indicators are that Vulnerable BBL Borrowers, Those with a Legit But Defaulted BBL and Those Who Paid Pennies in the Pound to Settle Their BBL are all Safe, it’s Mainly Those Reported by Lenders for Suspected BBL Fraud or Uncovered by Data Matching That Need Worry

July 26, 2026

To help you make sense of the end state for the Bounce Back Loan scheme and keep track of where the Government is at with the BBL write-off mechanism and the new recovery/enforcement action, please read on as this page is updated regularly with everything you need to know. […]

State of Play

Investigators are Concentrating Their Main Efforts on Suspected Bounce Back Loan Fraud as Reported by Lenders and Uncovered by Data Matching

July 26, 2026

Having listened to what representatives from the Department for Business and Trade, which has just been merged with another department and is now called the “Department for Business, Innovation, Science and Trade” have said when they were dragged into a Public Account Committee Meeting, emphasis does appear to be on recovery action moving forward on the £1,882,930,000 that BBL Lenders have flagged as suspected fraud. […]

Subscriber Special Reports

After HM Government Encouraged Several Lenders Including Lloyds Bank to Take Part in a Bounce Back Loan Enforcement Pilot (Similar to the Scheme Coming in the Autumn), They Are Celebrating After Sohaib Ahmed Originally From Pakistan, Finally Gets Slapped with an 11 Year Ban for Blagging and Misusing a £50,000 BBL for His Dormant Company

July 24, 2026

Whilst all lenders were encouraged by HM Government to take enforcement action against people they knew blagged a BBL from them, not many banks could be bothered doing so. […]

BBL Legal Advice